Thursday, February 18, 2016

Rep. Bob Ballinger faces home foreclosure for third time in three years

Posted By on Thu, Feb 18, 2016 at 8:14 AM

click to enlarge Rep. Bob Ballinger - BRIAN CHILSON
  • Brian Chilson
  • Rep. Bob Ballinger
Rep. Bob Ballinger of Hindsville is facing foreclosure on his home, the Madison County Record reports

Ballinger’s home first faced foreclosure in early 2014 after the bank issued a foreclosure notice on his home amid issues. He stated then that he had fallen behind in payments after losing a prior job, and that he and the bank were working toward negotiating a loan modification. His home again faced foreclosure early last year, but pending negotiations would prompt the lender to pull its foreclosure notice ahead of the home’s sale date. Ballinger and his wife bought the home on Nov. 19, 2010.

The 1,568-square-foot home was sold at that time for $95,000.

On Monday, Ballinger said he’s again in a dispute with the bank regarding the home, stating that the bank has refused to allow payments to be made.

“We’re ready, and have been since the beginning, to make the payments, but we have not been allowed to,” Ballinger said.

According to a legal published this week in The Record, Ballinger and his wife “executed a security instrument conveying certain property therein described to JPMorgan Chase Bank,” and “default has occurred in the payment of said indebtedness and the same is now, therefore, wholly due.”

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