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wahlymom 
Member since Sep 10, 2013


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Recent Comments

Re: “Picking apart the teachers' insurance "fix" just approved by the legislature

This whole issue will devastate my family financially. There are literally no financially viable family insurance options being offered this next year to the PSE. My husband is a teacher, I am a stay at home mother and we have 3 children with chronic health conditions. This year we made the switch to bronze and are putting $300 a month into an HSA. We met our family deductible in May and it has been working well for us. However, next year the premium will more than double for bronze which will leave no $$$$ "left over" for the HSA to cover the new higher $5000 deductible.

I apologize to the whole PSA insurance pool......but we do use our insurance. So according to all accounting, we are the problem children. Next year we will be forced to either drop the family from the insurance, or literally live on about $22,000 a year......because the other $20,000 my husband makes as teacher will have to cover insurance and medical expenses. A family of 6 can live on $22,000 a year can't we??? Oh I forgot that mandatory 6% deduction for "retirement". Make that $17,000 a year.........anyone want to go into teaching now. I didn't think so.

2 likes, 0 dislikes
Posted by wahlymom on 07/04/2014 at 6:42 PM

Re: “Searching for a 'fix' for Arkansas teacher health insurance

There has to be some way to fix this situation. I get so tired of hearing people spout the line "Teachers only work 9 months of the year" This is pure ignorance. Yes their contracts are for 9 months, but most teachers have "professional development" year round. Lesson planning year round. Summer jobs, because the contract pay is insufficient to support a family. Very few teachers work an 8 hour day. My husband puts in a minimum of 9 hours every day, just to be ready for the next days classes. Not counting the "extra" duty of organizing club activities, etc. Many teachers spend many an evening doing "unpaid" work, instead of spending it with their families. And as for this "raises every year" and "pay scale lane changes". Yes, technically most teachers do get "raises" every year for experience. They add up to about $40 more a month each year. Those lane changes you talk about equal about $100 more a month, but require the teacher to spend money on college tuition. My husband now has $20,000 in student loan debt, requiring a $240 a month payment and his lane change raise was $100. Maybe he should have been a math teacher, because in by book that ended up being an income loss of $140 a month.

9 likes, 3 dislikes
Posted by wahlymom on 09/10/2013 at 7:40 AM

 

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