Zachary Carl Neel | Arkansas news, politics, opinion, restaurants, music, movies and art

Zachary Carl Neel 
Member since Jan 14, 2012

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Recent Comments

Re: “When college doesn't pay for itself

Her choice of degree has nothing to do with this 'predicament'. Ms. Peck makes plenty of money from her primary salary to support herself. Especially having no dependents. The problem obviously is in what she spends on housing, transportation and whatever else she spends money on. I have 40k in student loans, and making 24k a year, was able to purchase a modest house and a modest car. And frankly, I still am able to waste some money every month while still paying my bills on time. So there are obviously some lies in this article, one being that the president of some bank uses a banal expression to say that he can't write mortgages to people with 20 or 30 k of student loans. I have a mortgage with more student debt. Another problem is Ms. Peck's obvious decision to pay only the minimum or less on her tiny loan of nearly 14k. If she would be reasonable and scale back her standard of living, and apply extra money to any of her debts, every bit extra paid each month would be deducted from the PRINCIPLE.
Again, the problem is not in what field she has chosen to study and work. The problem is that she blows money on everything but the tiny responsibility she has acquired. Her parents likened the loan to the amount of a car payment, and if they had treated it like a car payment, it would have been payed off in 5 years or so, like all car payments where people pay the payment every month.

The author of this article is blatantly spinning information, and the editor should have read the article and maybe recognized it's foolishness. There is help around every corner to help people understand debt and calculate payments. The subjects of the story, the author, and the editor need to take control of their financial educations. Simple google searches and a trip to the library will suffice.

Zachary Neel

5 likes, 3 dislikes
Posted by Zachary Carl Neel on 01/14/2012 at 4:00 PM


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